Want to know how to invest in Arvocap Thamani? The Arvocap Thamani Equity Fund is a stock-focused fund from Arvocap Asset Managers, and you invest in it online through the Arvocap Invest platform. You need a minimum of KSh 100,000, your money is locked in for six months, and because it is an equity fund it is built for the long haul, five years or more. This guide walks through how to invest in Arvocap Thamani step by step, the minimum, the lock-in, and the honest risks first.
Table of Contents
Key takeaways
- You invest in Arvocap Thamani online through Arvocap Asset Managers’ Invest platform.
- The minimum investment is KSh 100,000.
- There is a 182-day (six-month) lock-in period.
- It is an equity fund (higher risk), built around top NSE stocks, for a 5-year-plus horizon.
- It is regulated by the Capital Markets Authority, but your capital is not guaranteed.
- Educational only, not financial advice; confirm the current minimum, fees and process with Arvocap.
Before you invest: is it right for you?
The Arvocap Thamani Equity Fund invests in high-value, liquid shares tracked by the NSE 25 index, aiming to beat the market over the medium to long term. That makes it a higher-risk, higher-reward fund, rated at the top of the risk scale, so it is for growth money you can leave invested for years, not your emergency fund. Before you learn how to invest in Arvocap Thamani, keep your accessible cash in a money market fund, and read our full Arvocap Thamani Equity Fund review for the returns and fees.
How to invest in Arvocap Thamani: step by step
- Have the minimum ready. You need at least KSh 100,000 to start. If you are still building it, save in a money market fund first.
- Go to the Arvocap Invest platform. You sign up online through Arvocap Asset Managers at invest.arvocap.com (linked from arvocap.com), which is the official way to open and manage your account.
- Register and complete KYC. Create your account and upload your ID, KRA PIN and the required details for verification.
- Choose the Thamani Equity Fund. When you invest in Arvocap Thamani, select the Thamani Equity Fund from Arvocap’s list of funds when you invest.
- Fund your account. Deposit at least KSh 100,000 using the payment options on the platform, and your money buys units in the fund.
- Track and top up. Monitor your investment on the platform and add more when you can, keeping the six-month lock-in in mind.
Minimum, lock-in and key details
| Detail | Arvocap Thamani (as reported, 2026) |
|---|---|
| Minimum investment | KSh 100,000 |
| Platform | Arvocap Invest (invest.arvocap.com) |
| Lock-in period | 182 days (about 6 months) |
| Fund type | Equity fund, NSE 25-focused |
| Risk level | Higher (top of the scale) |
| Suggested horizon | 5 years or more |
| Regulator | Capital Markets Authority |
The honest risks
Knowing how to invest in Arvocap Thamani also means knowing the risks. Investing in Arvocap Thamani means buying into the stock market, so the value of your units will rise and fall, and it can be down in a bad year. There is a six-month lock-in, so this is not money you can grab at short notice, and equity funds carry fees that reduce returns. Arvocap is a legitimate, CMA-regulated manager, but regulation does not protect you from market losses. Treat this as long-term growth money and hold for years. Compare it with other options in our best equity funds in Kenya guide.
Frequently asked questions
What is the minimum to invest in Arvocap Thamani?
The minimum investment is KSh 100,000. Confirm the current figure on the Arvocap Invest platform, as minimums can change.
How do I open an Arvocap Thamani account?
Sign up online through Arvocap’s Invest platform at invest.arvocap.com, complete KYC with your ID and KRA PIN, select the Thamani Equity Fund, and fund your account with at least KSh 100,000.
Can I withdraw from Arvocap Thamani any time?
Not in the first 182 days, because of the six-month lock-in. After that you can request a withdrawal, but as an equity fund it is best held for five years or more to ride out market swings.
Disclaimer: The content on Sarafu is for educational and informational purposes only and does not constitute financial or investment advice. The minimum, lock-in and process for the Arvocap Thamani Equity Fund were sourced at the time of writing (2026) and can change. All investments carry risk; the value of an equity fund can go down as well as up. Always confirm the current terms with Arvocap and consider consulting a licensed adviser. Sarafu is not affiliated with Arvocap Asset Managers.
